The average annual homeowners insurance premium for a $200K home in Texas is $3,207.
Texas’ high insurance rates are due to risks like hurricanes, tornadoes, and wildfires.

Key Factors Influencing Texas Insurance Rates
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The average annual homeowners insurance premium for a $200K home in Texas is $3,207.
Texas’ high insurance rates are due to risks like hurricanes, tornadoes, and wildfires.
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