Category: Uncategorized
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Central Texas Sees 15.4% Surge in Active Home Listings
In Mid-Q3, active home listings in Central Texas rose by 15.4%. The median home price fell by 4.4% to $439,990, creating buyer opportunities.
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Texas Insurance Hurdles: What Homeowners Need to Know
Insurance companies are increasingly exiting Texas, complicating home policy availability for shoppers. Progressive has ceased writing new policies, impacting prospective homeowners seeking insurance options.
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Revivirán Los Temores De Un Colapso El Mercado Inmobiliario Para 2025
Estabilidad a pesar de los temores: El mercado se mantiene estable, evitando colapsos importantes como el de la Gran Depresión.Factores que enfrían el mercado: El aumento de las tasas hipotecarias y los temores de recesión han enfriado el mercado desde su punto máximo.
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Saving for a Down Payment
Before saving for a home down payment, calculate the amount needed and set a deadline. Automatic deposits can simplify saving, and cutting expenses can increase savings. Down payment assistance programs may offset costs. The down payment influences affordability, interest rate, loan eligibility, and monthly payment. The minimum down payment depends on the loan program, and…
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Best Real Estate Deals Found in South Texas
South Texas metros rank among the top 20 coldest housing markets, offering potential real estate deals. Lower scores indicate slower markets where buyers have more time and negotiation power.
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Texas Closing Costs: 1.5% of Home Sale Price on Avg
In Texas, closing costs avg $4,548, ~1.5% of a home’s sale price. For a median Texas home price of $354,300, closing costs are approximately $5,314.
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12 Formas No Convencionales de Reducir tu Pago de Hipoteca
Las hipotecas han aumentado, impactando en los presupuestos mensuales. Formas de reducir los pagos de la hipoteca incluyen hacer un pago inicial más grande, reducir los costos del seguro de propietario, recalcular la hipoteca, hacer pagos quincenales, refinanciar, obtener una evaluación de impuestos a la propiedad, negociar una tasa de interés más baja, reducir el…
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Texas H2 2024: Optimal Months for Homebuyers
In Texas, August has increased listings with an avg home price of ~$350K. November features reduced competition and lower prices, avg ~$336K, as sellers are eager to negotiate.
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4 ways to get the best home equity loan rate
Potential homebuyers face challenges due to high mortgage rates and low inventory. Homeowners benefit from increased home equity, with an average of $300,000 available. Home equity loan rates are around 8.6%, making them a cost-effective borrowing option. To secure the best rate, shop around, ensure financial stability, consider paying points upfront, explore alternatives like HELOCs,…
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Texas 2024: How Much Down Payment Is Enough?
In Texas, the average down payment in 2024 is 19% of a home's purchase price. Breakdown by City: Houston: 19% down payment Dallas: 20% down payment