Mindblown: a blog about philosophy.
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House Bill 32: Anti-Squatting Bill or Rollback of Tenant Rights?
House Bill 32 aims to simplify eviction processes in Texas by removing the notice to vacate requirement for most evictions, allowing summary judgments without hearings, and permitting landlords to file evictions in neighboring precincts. Advocates argue it undermines tenant protections, particularly affecting vulnerable renters amid gentrification. Critics emphasize that the bill does not specifically target…
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Texas Real Estate: Opportunities for Buyers & Sellers
Texas offers diverse Real Estate opportunities with a booming economy, attracting buyers, sellers, and investors nationwide.REALTORS® provide market expertise, negotiation skills, and industry connections, making transactions smoother and more profitable.
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2025 Homebuying Challenges: How to Beat Them?
1. Staying in budget Plan beyond down payments and factor in all homeownership costs. 2. Mortgage interest rates Some homebuyers worry about high mortgage rates; buying now with solid finances may beat rising home prices later.
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Happy April Fool’s Day
Breaking news! Interest rates at pre-pandemic levels, mortgage rates at all-time low, announces Fed. It's a dream come true for homebuyers who have been waiting for the perfect time to enter the market! Dream on… Happy April Fool’s Day!
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6 tips when applying for a mortgage
Buying a house in Central Texas is challenging due to rising prices, despite low interest rates. Buyers should understand the homebuying process and consider local community banks for mortgage needs, as they evaluate situations beyond credit scores. Researching recent home sales and understanding market comparables is crucial. Prequalification helps determine affordability and can expedite the…
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Texas bill aims to ban forced home-auto insurance bundling
Texas lawmakers are debating if insurers should mandate bundling home and auto insurance. Consumer groups are concerned after complaints about forced bundling to renew homeowners insurance. Critics argue it could infringe on rights and limit competition. Senate Bill 213 seeks to prohibit these requirements. Farmers Insurance doesn't require bundling, and the Insurance Council of Texas…
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Texas Ranks 8th in Housing Market Stability
Texas ranks as the 8th most stable housing market with 8.4% chance of a 5% price drop since 2000, lower than the US avg. Since 2000, the median home price ↑ 170%, below the US avg of ↑ 196%.
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Texas Commercial Property Owners: Prepare for Taxes
Texas ranks among the best states for business growth, attracting thousands of new commercial property owners in 2025.With no income tax, Texas funds schools, infrastructure, and public safety through high commercial property taxes.
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The Texas Senate wants more — and smaller — starter homes in new neighborhoods
New homes in certain Texas neighborhoods may be built on smaller lots under a new proposal from the Texas Senate, aimed at addressing the housing shortage and rising costs. Senate Bill 15 would allow single-family homes in new subdivisions to occupy less land, potentially lowering home prices. The bill targets cities with over 90,000 residents…
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How Much Does a Luxury Home Cost in Texas?
A luxury home in Texas costs at least $530,312, requiring an annual income of $119,522. Texas has 49,000 luxury homes for sale, more than any other state.
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