Mindblown: a blog about philosophy.
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Cities in Texas With the Most Homes for Sale
Dallas – Median list price: $434,667 – New listings: 9,434 – Newly pending listings: 6,508 – For-sale inventory: 31,590 Houston – Median list price: $365,333 – New listings: 7,636 – Newly pending listings: 5,298 – For-sale inventory: 28,874
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Tasas de Hipoteca en Texas
Para mantener los costos de vivienda asequibles en Texas, es recomendable comparar las mejores tasas de hipoteca solicitando a varios prestamistas, ya que tienen diferentes requisitos para puntajes de crédito y relaciones deuda-ingreso. Áreas notables incluyen Wichita Falls, con un valor medio de vivienda de $102,400; Brownsville a $90,000; Beaumont a $113,600; Amarillo a $132,500;…
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Texas Among States With Highest Home Insurance Costs
Texas ranks third nationally, with 11% of homeowners paying $4,000 or more annually for home insurance.The average home insurance cost in 2024 is around $2,300, driven by inflation and increased material costs.
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Total home sales down in 4 of 5 ZIP codes covering Bellaire, Meyerland, West U
In September 2024, home sales decreased in four of five ZIP codes in the Bellaire, Meyerland, and West University areas compared to September 2023, with the 77096 ZIP code being the only exception, showing an increase. A total of 68 homes sold, continuing a downward trend from previous months. The median home prices fell in…
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Texas Home Insurance: 6th Priciest in the Nation
Despite inflation slowing, Texas home insurance costs continue rising due to previous losses and material costs.Texas ranks 6th for home insurance, with an average annual premium of $3,916, driven by inflation.
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Limiting Large-Scale Buyers: Fixing Texas Housing?
Texas, a fast-growing region, sees increasing real estate purchases, prompting lawmakers to reconsider institutional investors' role.Texas lawmakers, with bipartisan support, are evaluating policies to limit large-scale property purchases by institutional investors.
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Consejos Legales Esenciales Para Compradores De Viviendas
Confirma la propiedad y la existencia de gravámenes antes de comprar bienes raíces.Examina cuidadosamente los términos como precio, financiación y contingencias.
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Texas Has the 6th Highest Mortgage Delinquency Rate in the U.S.
The COVID-19 pandemic initially increased unemployment, prompting the CARES Act to offer temporary homeowner protections. As the economy adapted, inflation and rising home prices have posed new challenges, making mortgage payments harder. National mortgage debt surpasses $12.5 trillion, with delinquency rates rising due to high interest rates and the end of federal aid. Geographic disparities…
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How to Find the Best Mortgage Lender
When comparing lenders for a mortgage, ask questions to narrow down the list. Good lenders explain their recommendations and have a clear process. Consider factors beyond rates, like the lender's communication style. Ask about loan estimates, required information, preapproval process, available loans, recommended options, closing time, communication methods, in-house processes, community involvement, and cultural understanding.…
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Tips for Successful Rental Investing
Screen tenants thoroughly to avoid costly issues; skipping checks can lead to significant financial losses. Budget 1%-2% of property value annually for maintenance to prevent minor issues from escalating.
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