Mindblown: a blog about philosophy.
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Exposing the Truth About Texas Title Insurance
Myth1: New Homes Don't Require Title Insurance Title insurance is needed for potential land ownership issues. Myth 2: Property Buyers Can't Choose a Title Insurance Buyers can choose their own title insurance provider. Title Insurance Equals Homeowners Insurance – Title insurance: Legal disputes – Homeowners insurance: Property damage
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2025-2026: Slower Growth for Texas Housing Market
The Texas housing market will slow down, shifting from a hot seller's market to a more balanced one in 2025-2026Home price growth will moderate, with some areas seeing increases while others may decline slightly.
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Texas Tax Rates in 2025: Here’s What to Pay
Property tax: Average 1.47% rate, with wide variations Texas imposes a 6.25% statewide sales tax, with local rates reaching 2% for a combined 8.2%.
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How Does Texas Address 320K Home Shortage?
Texas faces a housing Challenge, with costs outpacing incomes and homeownership becoming less attainable for families.The state requires 320K more homes to meet demand, driven by population growth and economic expansion.
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Texas Taxpayers: Get Ready for $1,400 Refunds!
The IRS expects over 140 million tax returns by April 15, 2025, including millions from Texas. Texans can access the IRS Free File program, offering free tax preparation for those earning $84,000 or less.
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Happy Lunar New Year
恭喜發財. Wishing you prosperity. Lunar New Year, is the most important celebration observed in China, with cultural and historic significance.The New Year celebration is centered around removing the bad and the old, and welcoming the new and the good. Traditional activities include reunion dinner, cleaning houses, visiting family members, setting off firecrackers and fireworks, and…
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¿Planeas Comprar Casa en 2025? ¡Haz Estas 3 Cosas Ya!
Se espera que las tasas hipotecarias bajen en 2025, facilitando la compra de vivienda. Además, más propietarios podrían vender, aumentando el inventario y las oportunidades en el mercado.Aumenta tu puntaje crediticio pagando facturas a tiempo y corrigiendo errores en tus reportes de crédito.
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Texas has a housing affordability crisis. Here’s how state lawmakers may tackle it in 2025
Texas is experiencing a housing affordability crisis due to rising home prices and rents that surpass income growth. Lawmakers are exploring solutions, such as easing zoning laws, reducing minimum lot sizes, and allowing accessory dwelling units. Converting commercial properties into residences is also being considered. Challenges include resistance from single-family neighborhood homeowners and ongoing discussions…
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Top Tips for Avoiding High Mortgage Rates
Feeling trapped by high interest rates? Take charge with these effective strategies to secure better mortgage rates. Review and improve your credit report and score to enhance lender confidence and secure favorable rates.
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Homebuyers: 2025’s Ride Will Be Bumpy!
Home values are expected to rise 2.6% in 2025, matching 2024's growth pace. Sales of existing homes will climb to 4.3 million in 2025, up from 4 million this year.
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